The service provider is AS LHV Finance (reg.code 12417231), Tartu mnt 2, 10145 Tallinn.

Use LHV hire-purchase when paying for products or services - your informed choice!

You can already calculate an estimated offer on the product page. You can choose the size of the monthly instalment and the repayment period that suits you.

Advantages of payment by instalments

• Get a reply to your request in minutes.
• Free early return.
• There are no monthly management fees.
• The overdraft limit is valid for 90 days.

Normal conditions for payment in instalments

• Deposit starting from 0€.
• Administrative fee 0€.
• Standard interest 12.9%.
• Contract fee starting from 9,90 €.
• The contract lasts from 3 to 60 months.

Applying for an instalment payment

• Select the product you want and add it to your shopping cart.
• From the shopping cart, proceed to placing your order.
• Enter your details and the address or shop where you would like to receive the goods.
• Choose "LHV instalment" as the payment method and press the "Proceed to purchase" button.
• If you have not applied for a instalment facility, you can do so after you have chosen the payment method.
• If you have a limit, you can immediately choose the length of the instalment contract and the payment date.
• Then sign the contract using your Mobile ID, ID card or Smart ID and your purchase is done.

The instalment is offered by AS LHV Finance. Check the terms and conditions at the point of sale or at lhv.ee/järelmaks and ask our expert for advice.

The monthly instalment is €67.73 and the annual percentage rate of charge is 32.64%, based on the following model conditions: value of goods/services €700, down payment 0&636f6d6d616368616e67653b amount of credit 700 €, interest 12,90% of the amount of credit issued per year (fixed), contract fee 19,90 €, instalment period 12 months, payment in monthly annuities, total amount of payments 812,78 € and total amount of repayments 812,78 €.

Additional Info

E-R 9-17.00
Telephone: +372 6 999 119
E-mail: laenutugi@lhv.ee
www.lhv.ee

The service is provided by Holm Bank AS (reg.code 14080830) Posti tn 30, 90504 Haapsalu.

When paying for products or services, use Liisi instalment - the most flexible instalment link in Estonia!

You can already calculate an estimated offer on the product page. You can choose the size of the monthly instalment and the repayment period that suits you. Reply to your request in minutes. Liisi instalments can be applied for by all citizens of the Republic of Estonia aged 18 or over.

Advantages of payment by instalments

• A flexible solution for larger outlays.
• You choose the instalment amount and period.
• You choose the payment date.
• A quick response to your request.

Normal conditions for payment in instalments

• Deposit starting from 0€.
• Administrative fee 0€.
• Standard interest 12.9%.
• Contract length up to 60 months.
• The value of the goods to be purchased by instalment is between €100 and €10 000.

Applying for an instalment payment

• Select the product you want and add it to your shopping cart.
• From the shopping cart, proceed to placing your order.
• Enter your details and the address or shop where you would like to receive the goods.
• Select "Liisi hire-purchase" as the payment method and click on the "Proceed to purchase" button.
• Choose the length of the contract, the amount of the deposit and the repayment date.
• Then sign the contract using your Mobile ID, ID card or Smart ID and your purchase is done.

Why do you prefer to pay by instalment?

With Liisi instalments, you don't have to pay for your purchase immediately, but can spread your payments over a longer period. Liisi hire-purchase is offered by more than 2,000 shops and e-shops in Estonia. You can use the instalment facility to buy anything - furniture, technology, musical instruments, sports equipment, etc. Liisi offers a wide range of products and services. You can change the payment schedule on an ongoing basis. Weigh up your decision carefully and check the contract terms. If you have any questions or would like advice, you can contact Liisi's customer service directly using the contact details below.

The service provider is Holm Bank AS. Each loan is a financial commitment. Weigh up your decision carefully - read the terms of the loan agreement and, if necessary, consult an expert. The annual percentage rate of charge (APR) is 32.19% per annum, based on the following sample conditions: cost of goods/amount of loan €419, contract fee €12.9, period 12 months, fixed interest rate 12.9% per annum on the amount of the loan, total payments €485.95 and repayments €485.95. Read the terms and conditions carefully.

Additional Info

E-R 8-18.00
Telephone: +372 675 5055
E-mail: info@holmbank.ee
www.holmbank.ee

The service is provided by AS Inbank Finance (reg.code 16197915), Niine tn 11, 10414 Tallinn.

With Inbank's instalment facility, you have the flexibility to pay for your purchases in instalments where you need it most, whether in-store or online.

Inbank instalment facility allows you to turn a large one-off outlay into a small monthly expense and pay for products and services in instalments. You can pay for one or more products in instalments. Take more time to pay and spread the purchase over a longer period. The first payment is due after a month.

Advantages of payment by instalments

• A flexible solution for larger expenses.
• You choose the instalment amount and period.
• You choose the payment date.
• Reply to a request in minutes.

Normal conditions for payment in instalments

• Deposit from 0%.
• Management fee 0%.
• Contract fee 10€.
• Standard interest 9.9%.
• Contract length up to 3 to 72 months.
• The value of the goods to be purchased by instalment is between €100 and €10 000.

Applying for an instalment payment

• Select the product you want and add it to your shopping cart.
• From the shopping cart, proceed to placing your order.
• Enter your details and the address or shop where you would like to receive the goods.
• Select "Inbank instalment" as the payment method and click on the "Proceed to purchase" button.
• Sign the contract - you can read and sign the contract online or in a shop. Later you can access your contract in Inbank's Internet Bank.
• Inbank will send you an e-invoice monthly to your online bank. We recommend that you sign an e-invoice standing order contract with your bank for convenient payment.

The annual percentage rate of charge for instalment credit from Inbank is 22.9%, based on the following model conditions: the price of the contract item payable immediately (net price) EUR 600, the amount of credit EUR 600, the down payment EUR 0, the contract period 12 months, a fixed annual interest rate of 9.9% calculated on the purchase amount, a contract fee of EUR 10, a monthly management fee of EUR 0. The monthly instalment is EUR 55.85, the total amount of credit and repayments EUR 670.2. The creditor is AS Inbank Finance. Before concluding a contract, please read carefully the terms and conditions of the contract you wish to sign and, if necessary, consult an expert.

Additional Info

E-R 9-17.00 / L 10-16.00
Telephone: +372 640 8080
E-mail: info@inbank.ee
www.inbank.ee

Pay for products or services using ESTO 3 payment methods - pay for your shopping cart in three equal payments, without paying any extra fees!

ESTO 3 is a payment method that allows you to pay for the contents of your shopping cart in three equal payments starting from EUR 60 without any surcharge. It is valid for products marked with the corresponding label and can be claimed by all citizens of the Republic of Estonia aged 18-70.

• If you pay for your shopping basket in full and on time within three months, there will be no surcharge.
• The monthly fee is calculated by dividing the cost of the shopping basket into three equal parts.
• The minimum cost of an online shopping cart is €60.

All citizens of the Republic of Estonia aged between 18 and 70 can apply for an ESTO instalment. ESTO instalments can also be made quickly and conveniently for legal entities. For more information, please contact us using the contact details below.

Additional Info

info@esto.ee
www.esto.ee
+372 6 225 252
E-R 9-17.00

When paying for products or services, use Liisi instalment - a flexible alternative to bank payment links!

ESTO "Buy now, pay later" is a more flexible payment method with a credit function than standard bank payment lanes. By choosing "ESTO Pay Later" as your payment method, you can successfully complete the order and contract and receive the goods/service first, as soon as possible.

• You have the option to pay within 30 days at no extra cost and decide how to pay.
• No interest, no extra charges!
• The average online shopping basket is €80 and the value of the basket must be between €1 and €100.

Additional Info

info@esto.ee
www.esto.ee
+372 6 225 252
E-R 9-17.00